Our services

How can Premier Mortgage Solutions benefit you?

We are a full-service mortgage and finance brokering company that specialises in arranging home and investment property loans for individuals, small businesses and large companies. We provide a simple and objective loan-matching service which offers you the opportunity to choose from many of Australia’s best known lenders.

You do not have to pay anything for us to provide you with a Free Mortgage Consultation. Our service is FREE as we are paid by the lender. Our service is fully inclusive - we take care of all the paperwork.

Our service is for life - we don’t just stop at the loan approval. For the life of the loan we are available in case your situation changes.

» Home Loans	» Investment Loans	» Refinancing
» Professional Loans	» First Home Buyers	» Line of Credit
» Low Doc Loans	» No Deposit Loans	» Reverse Mortgages
» Credit-Impaired Loans	» Car Loans	» Personal Loans
» Leasing	» Business Loans	» Commercial Loans

Home Loans

What makes a great home loan?

For most people, an attractive interest rate is one of the most important features of a good home loan. For others it is having the flexibility of features such a redraw facility, a mortgage offset account or a split loan. At Premier Mortgage Solutions we offer personalised one-to-one service to help you find the right loan.

Standard Variable Loan

The standard variable rate loan is the most popular home loan in Australia. The interest rate on these loans varies from time to time in line with market forces. The features of a standard variable rate loan vary from lender to lender, but generally include an offset facility, redraw facility, no limits on additional repayments and no early pay-out penalties. A standard variable loan can usually be combined with other types of loans and is ideal for borrowers wishing to pay off their homes sooner rather than later.

Basic Variable Loan

Basic variable loans are sometimes referred to as the “no frills” alternative to standard variable rate loans. The interest rate is lower than for a standard variable loan, making them attractive to the budget-conscious borrower wanting a lower variable rate but with fewer features.

Introductory (Honeymoon) Loan

An introductory variable rate loan generally offers a guaranteed low rate for an initial period of time (usually 12 months) after which most interest rates will revert to the standard variable rate. An introductory loan is attractive for the borrower wishing to take advantage of the “honeymoon” period before taking up the features and advantages of a standard variable rate loan.

Fixed Rate Loan

Fixed rate loans are funds lent over a set term at a set interest rate. This gives borrowers the certainty of knowing exactly what their monthly repayments will be. Lenders may impose early repayment penalties if you make a lump sum reduction to your loan or you pay the loan out in full. However, a fixed rate loan is ideal in a rising interest rate market as this guarantees a set interest rate and repayments for a set time period.